Joint Stock Commercial Bank for Investment and Development of Vietnam – Bac Sai Gon Branch (BIDV Bac Sai Gon) would like to announce sale of debt as follows:

1. Customer information:  Five Brothers Joint Stock Company; Add: 654/6 Lac Long Quan Street, 9 Ward, Tan Binh District, HCM City. 2. Total outstanding: VND28,083,972,222. Particularly: + Principal: VND20,000,000,000 + Interest: VND8,083,972,222 3. Securities of the loans: Exploitation rights for stone construction in Hong Chinh village, Hoa Thang commune, Bac Binh district, Binh Thuan province at Plot No. 01, Map No. 01, Hoa Thang Commune, Bac Binh District, Binh Thuan Province; Owner: Duc Khai - Bac Binh Joint Stock Company. 4. Debt selling price: Under mutual agreement. 5. Debt selling method: Direct agreement with the Bank. 6. Term and contact information for debt purchase: Direct application deadline is 10 working days from the date of announcement. 7. Contact information: - Bank for Investment and Development of Vietnam - Bac Sai Gon Branch - Address: 290 Nam Ky Khoi Nghia, Ward 08, District 3, TP. Ho Chi Minh. - Phone: 028. 35268434, Fax: 028. 352684423