Promotion period:𒐪 From 00:00:00 on 01 July 2019 to 23:59:59 on 30 September 2019

Eligibility:♔ Cardholders using BIDV Pay + application participate in the program at Nha Nam Bookstore (locations listed in the appendix below).

Particulars:

- Cash back 10%, up to VND200,000/invoice to cardholder's account - Bonuses are rounded to thousand dongs.

Terms and conditions:

- Program is for cardholders making earliest transactions. Each cardholder is entitled to enjoy the offer twice during the program time. - BIDV will notify the units when out of budget. - Promotion amount will be summarized and refunded after the program.

 List appendix of applicable locations:

59 Do Quang Str., Cau Giay Dist., Hanoi 024.35146875 (43) 22 – B14 Pham Ngoc Thach Str., Dong Da Dist., Hanoi 024.62593451 107 – B9 To Hieu Str., Cau Giay Dist., Hanoi 024.62593461 49 Chua Lang Str., Dong Da Dist., Hanoi 024.62598850 383 Kim Nguu Str., Hai Ba Trung Dist., Hanoi  024. 62913403 Kiot 16 - HH1B Linh Dam, Hoang Mai Dist., Hanoi 024.66508250 19/12 Str., Hoan Kiem Dist., Hanoi 024 62597490 115D1 Tran Huy Lieu Str., Ba Dinh Dist., Hanoi 024 22478042 3 Nguyen Quy Duc Str., Thanh Xuan Dist., Hanoi 70 Van Cao Str., Ngo Quyen Dist., Hai Phong 022.56291817 80 Nguyen Duc Canh Str., Le Chan Dist., Hai Phong  02256553878